Articles

Digitalisation: An end-to-end experience enabler

With Artificial Intelligence (AI), e-commerce, apps and versatile digital payment modes seeping across sectors and consequently, into our day-to-day lives, India continues to witness significant digital and technology transformation. The way consumers consume and interact with products and services is also undergoing a radical shift, and in turn, so is their perception of them.

5As Model for Adoption of Digital Payments

cash-less economy might sound like an impossibility, but a less-cash economy is a definite desirable. Reduction of cash in transactions improves transparency, curbs antisocial activities and improves tax collection. India’s population demographic can become a boon or a bane depending on employment opportunities created over next 2 decades.

Personalized Banking – Need of the hour

Oxford dictionary defines personalization as, “to design or produce (something) to meet someone’s individual requirements”. In today’s consumption driven world, consumers have evolved from accepting simple, available choices to being entitled, analytical decision makers. Gone are the days when Henry Ford could say about the Model T that, “A customer Read More…

Fintech Lending in India : Business Models and Future Landscape

BACKDROP India as a consumer market is fairly complex in terms of geography, cultural preferences and consumer behaviour. For any given product or service, there are multiple consumer segments, each with its own unique set of buying preferences. But a common unifying factor is the ubiquity of mobile connectivity and Read More…

TKWsIBF Successfully Organises 4th Bankers Meet in Delhi

The 4th edition of Bankers Meet, an event by TKWs Institute of Banking and Finance (TKWsIBF), took place in Delhi on 28th February, 2019. The meet was inaugurated by Dr Charan Singh, Chairman, Punjab & Sind Bank and concluded with a key note by Shri Arijit Basu, Managing Director, State Read More…

Political fight won’t secure the Indian and neighboring countries relations, but Economic Policy could

The Ministry of External Affairs (MEA), also known as the Foreign Ministry, is responsible for foreign relations of India. India has formal diplomatic ties with almost every nation. India is connected to lots of countries for economic and trade reasons being the world’s most-populous democracy and the fastest developing major Read More…

How is the black economy impacting the country and all of us?

The existence of a parallel economy There has been a steady increase of black money in India over the years leading to the existence of a dual economic growth called a Parallel economy (black money economy) that operates along with the the Official or Reported economy of the country. It Read More…

The Economic Survey: A take on Arvind Subramanian’s address

Mr. Arvind Subramanian, Chief Economic Advisor to the Govt. of India, presented the Economic Survey on the first day of the budget session. From the shifting public attitude and perception to the lessons learnt in the past year to gender parity, Subramanian brought to surface his assessment of the economy. Read More…

Is Demonetisation Creating More Jobs in Banking And Finance Field?

While the demonetisation drive and withdrawal of currency notes of Rs.500 and Rs.1000 may still be a debatable topic, the Indian banking & finance sector is surely basking in the glory of it. The banking industry in the country seems to be on the verge of a positive revolution. Be Read More…

How to find best paying entry level finance job right out of college

The banking sector in India is perhaps the most exciting service industry to be a part of as the sector is undergoing a churn. Now is the ideal time as any to enter the world of finance and banking. The future is bright as the banking sector embraces technology, and Read More…